All CENTRAL BANK OF INDIA branch detail with MICR Code
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CENTRAL BANK OF INDIA has branches in 35 States
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ANDAMAN AND NICOBAR ISLAN
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ANDHRA PRADESH
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ARUNACHAL PRADESH
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ASSAM
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BIHAR
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CHANDIGARH
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CHHATTISGARH
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DADRA NAGAR HAVELI
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DAMAN DIU
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DELHI
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GOA
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GUJARAT
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HARYANA
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HIMACHAL PRADESH
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JAMMU KASHMIR
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JHARKHAND
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KARNATAKA
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KERALA
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MADHYA PRADESH
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MAHARASHTRA
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MANIPUR
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MEGHALAYA
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MIZORAM
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NAGALAND
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ODISHA
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PUDUCHERRY
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PUNJAB
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RAJASTHAN
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SIKKIM
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TAMIL NADU
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TELANGANA
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TRIPURA
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UTTAR PRADESH
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UTTARAKHAND
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WEST BENGAL
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What is a MICR Code?
Magnetic Ink Character Recognition (MICR) is a 9-digit code used in banking for secure and automated cheque processing under the Electronic Clearing System (ECS).
🔹 Structure of a MICR Code:
- First 3 digits – Represent the city code (aligned with PIN codes).
- Middle 3 digits – Represent the bank code.
- Last 3 digits – Represent the specific branch code.
🔹 Where Can You Find a MICR Code?
- Printed at the bottom of cheque leaves.
- Available on the first page of your passbook.
🔹 Why is MICR Important?
- Speeds up cheque clearance using MICR-enabled scanners.
- Reduces errors in processing and ensures quick verification.
- Used for ECS transactions, salary processing, and automatic bill payments.
✅ 2025 Update: Many banks are shifting to digital cheque clearing (DCC), reducing reliance on MICR for faster settlement cycles.
