Find MICR Code of Bank: Track Bank IFSC

MICR Code How to find ?

You can track the MICR code of India by 4 steps as follows...

Select your bank from the 1st drop-down list
Select your state from the 2nd drop-down list
Select your district from the 3rd drop-down list
Select the branch of your bank from the 4th drop-down list

Bank
State
District
Branch

Bank Name
State Name
District Name
Branch Name

What is a MICR Code?

Magnetic Ink Character Recognition (MICR) is a 9-digit code used in banking for secure and automated cheque processing under the Electronic Clearing System (ECS).

🔹 Structure of a MICR Code:
- First 3 digits – Represent the city code (aligned with PIN codes).
- Middle 3 digits – Represent the bank code.
- Last 3 digits – Represent the specific branch code.
🔹 Where Can You Find a MICR Code?
- Printed at the bottom of cheque leaves.
- Available on the first page of your passbook.
🔹 Why is MICR Important?
- Speeds up cheque clearance using MICR-enabled scanners.
- Reduces errors in processing and ensures quick verification.
- Used for ECS transactions, salary processing, and automatic bill payments.
✅ 2025 Update: Many banks are shifting to digital cheque clearing (DCC), reducing reliance on MICR for faster settlement cycles.

List of all banks having MICR code

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Quick facts

IFSC is 11 characters; MICR is 9 digits. Use NEFT/RTGS/IMPS with the correct IFSC; verify large transfers on the bank’s official site.

What is IFSC? · NEFT · RTGS · IMPS

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